Results 1 to 18 of 18

Thread: Switched to Square. Dumped PayPal

  1. #1
    Senior Member FredRydr's Avatar
    Join Date
    Sep 2012
    Location
    Carlisle, Pennsylvania USA
    Posts
    3,335
    Thanks
    777
    Thanked 3,561 Times in 1,546 Posts
    Rep Power
    13

    Default Switched to Square. Dumped PayPal

    Yep. That's what I did! From PayPal to Square.

    Goodness, I wish I'd done it long ago.

    Fred

  2. The Following 2 Users Say Thank You to FredRydr For This Useful Post:

    BlkWhiteFilmPix (September 29th, 2020), fpnut (March 31st, 2018)

  3. #2
    Senior Member carlos.q's Avatar
    Join Date
    Apr 2013
    Location
    On a hill in Puerto Rico
    Posts
    1,342
    Thanks
    1,391
    Thanked 1,197 Times in 549 Posts
    Rep Power
    9

    Default Re: Switched to Square. Dumped PayPal

    What's the difference? What are the advantages of Square?

  4. #3
    Senior Member FredRydr's Avatar
    Join Date
    Sep 2012
    Location
    Carlisle, Pennsylvania USA
    Posts
    3,335
    Thanks
    777
    Thanked 3,561 Times in 1,546 Posts
    Rep Power
    13

    Default Re: Switched to Square. Dumped PayPal

    PayPal purports to provide certain services to sellers, but didn't (but collected fees nonetheless).

    Square sends an invoice to the buyer's email address, and the buyer pays with his credit or debit card. So far, my buyers' feedback has been great after I ask them how Square works at their end. Simple and straightforward. Many brick and mortar businesses use it. You may recognize their cash register hardware, which looks essentially like a white iPad.

  5. The Following User Says Thank You to FredRydr For This Useful Post:

    carlos.q (March 7th, 2018)

  6. #4
    Senior Member Jon Szanto's Avatar
    Join Date
    Feb 2012
    Posts
    5,081
    Thanks
    5,416
    Thanked 7,896 Times in 2,935 Posts
    Rep Power
    16

    Default Re: Switched to Square. Dumped PayPal

    Would it mean that for an online purchase from a person such as yourself, I would have to open a Square account?
    "When Men differ in Opinion, both Sides ought equally to have the Advantage of being heard by the Publick;
    and that when Truth and Error have fair Play, the former is always an overmatch for the latter."

    ~ Benjamin Franklin

  7. #5
    Senior Member Wile E Coyote's Avatar
    Join Date
    Apr 2010
    Location
    18SWK7534504853
    Posts
    718
    Thanks
    134
    Thanked 387 Times in 231 Posts
    Rep Power
    11

    Default Re: Switched to Square. Dumped PayPal

    How do the Square fees compare to PP?

  8. #6
    Senior Member sgtstretch's Avatar
    Join Date
    Nov 2014
    Location
    Waterville, NY
    Posts
    520
    Thanks
    272
    Thanked 316 Times in 180 Posts
    Rep Power
    6

    Default Re: Switched to Square. Dumped PayPal

    Square fees are lower than PayPal under most, if not all conditions. @jonszanto I don't believe you do.

  9. #7
    Senior Member FredRydr's Avatar
    Join Date
    Sep 2012
    Location
    Carlisle, Pennsylvania USA
    Posts
    3,335
    Thanks
    777
    Thanked 3,561 Times in 1,546 Posts
    Rep Power
    13

    Default Re: Switched to Square. Dumped PayPal

    Quote Originally Posted by Jon Szanto View Post
    Would it mean that for an online purchase from a person such as yourself, I would have to open a Square account?
    Not at all. The seller has the account. The buyer receives via email an invoice with a link, and pays it with a credit card or funds from bank via debit card. Funds are transferred from Square to bank automatically without having to ask for it like PayPal.
    Quote Originally Posted by Wile E Coyote View Post
    How do the Square fees compare to PP?
    For an online transaction (e.g., a sale from the classified), the fee schedules of both show (today) 2.9%+30cents. It wasn't the rate that drove me away.

    For simple cash transfers, there's always Dwolla, but both parties must have an account.

  10. #8
    Senior Member Empty_of_Clouds's Avatar
    Join Date
    May 2014
    Location
    Aotearoa/New Zealand
    Posts
    2,121
    Thanks
    513
    Thanked 1,630 Times in 761 Posts
    Rep Power
    9

    Default Re: Switched to Square. Dumped PayPal

    Does Square offer any protections for the buyer and/or seller?

  11. #9
    Senior Member
    Join Date
    Oct 2015
    Location
    Michigan
    Posts
    953
    Thanks
    242
    Thanked 837 Times in 361 Posts
    Rep Power
    6

    Default Re: Switched to Square. Dumped PayPal

    Quote Originally Posted by FredRydr View Post
    PayPal purports to provide certain services to sellers, but didn't (but collected fees nonetheless).

    Square sends an invoice to the buyer's email address, and the buyer pays with his credit or debit card. So far, my buyers' feedback has been great after I ask them how Square works at their end. Simple and straightforward. Many brick and mortar businesses use it. You may recognize their cash register hardware, which looks essentially like a white iPad.
    For what it's worth, Paypal can/will do this too. Most of us just send someone our email / Paypal address and the person sends money. If they provide you with an email address you can send an invoice from within Paypal.

  12. The Following 2 Users Say Thank You to Scooby921 For This Useful Post:

    eachan (September 27th, 2020), Frank (March 23rd, 2018)

  13. #10
    Senior Member carlos.q's Avatar
    Join Date
    Apr 2013
    Location
    On a hill in Puerto Rico
    Posts
    1,342
    Thanks
    1,391
    Thanked 1,197 Times in 549 Posts
    Rep Power
    9

    Default Re: Switched to Square. Dumped PayPal

    Quote Originally Posted by Empty_of_Clouds View Post
    Does Square offer any protections for the buyer and/or seller?
    I would like to know the answer to this question.

  14. The Following 3 Users Say Thank You to carlos.q For This Useful Post:

    eachan (September 27th, 2020), fpnut (March 31st, 2018), Frank (March 23rd, 2018)

  15. #11
    Senior Member
    Join Date
    Mar 2016
    Location
    NW indiana
    Posts
    253
    Thanks
    13
    Thanked 122 Times in 51 Posts
    Rep Power
    5

    Default Re: Switched to Square. Dumped PayPal

    Quote Originally Posted by carlos.q View Post
    Quote Originally Posted by Empty_of_Clouds View Post
    Does Square offer any protections for the buyer and/or seller?
    I would like to know the answer to this question.
    I have been using Square for about 3 years now. I have had zero issues with them.

    I think PayPal probably offers more buyer protection. Maybe too much at times.

    What I have done to help protect both parties when I use Square is to fully explain the transaction on the invoice before I send it.

    I have not had any disputes, I do not know what Square would do.

    On a positive note, I see that Square has a phone number now.
    Please visit my store

    Brands we carry: Benu Pen, Conklin, Kaweco, Monteverde, TWSBI - Diamine, J Herbin - Clairefontaine, Rhodia, Whitelines

  16. #12
    Senior Member Frank's Avatar
    Join Date
    May 2013
    Location
    South Jersey (Near Philly, PA)
    Posts
    877
    Thanks
    471
    Thanked 236 Times in 170 Posts
    Rep Power
    8

    Default Re: Switched to Square. Dumped PayPal

    Nothing wrong with buyer protection.. and Seller/Dealer as well....


    Frank
    "When, in the course of writing events, it becomes self-evident that not all pens are created equal" (Federalist Frank)

    Owner-
    http://federalistpensonline.com (Online Pen Store)
    (5% Discount for FPG Members! Use Code "FPG" at checkout!)

    Follow store/forum at
    Linked-In!
    Like Us on
    Facebook !

  17. The Following 2 Users Say Thank You to Frank For This Useful Post:

    eachan (September 28th, 2020), fpnut (March 31st, 2018)

  18. #13
    Junior Member
    Join Date
    Sep 2020
    Posts
    0
    Thanks
    0
    Thanked 0 Times in 0 Posts
    Rep Power
    0

    Default Re: Switched to Square. Dumped PayPal

    Wow, congratulations! I'm sure there are certain advantages for you in this transition. If it's not difficult, can you answer what is the advantage of the square? Thanks in advance. To be honest, I rarely use both PayPal and square, so I'm really interested in this information. I have never used my own PayPal account for purchases, I usually use purchased accounts. Recently, I have been buying them from Bestaccounts. This is due to the fact that about 10 years ago, my main account was hacked and my money was stolen. Yes, there weren't many of them, but the situation is really not very pleasant. Perhaps soon I will start using my main account again, since I found out that the PayPal's security system has been updated, but so far quarantine I do not see much sense in this, since I buy almost nothing ...
    Last edited by Warynor; October 2nd, 2020 at 03:47 PM.

  19. #14
    Member eachan's Avatar
    Join Date
    Aug 2020
    Location
    Highlands of Scotland
    Posts
    55
    Thanks
    134
    Thanked 48 Times in 22 Posts
    Rep Power
    1

    Default Re: Switched to Square. Dumped PayPal

    I've issued more than 100 PayPal invoices, all satisfactory. As both a buyer and a seller I appreciate the the buyer protection that Paypal provides. I'm not against Square, by any means, having just heard of it, but why is it better than PayPal?

  20. #15
    Senior Member FredRydr's Avatar
    Join Date
    Sep 2012
    Location
    Carlisle, Pennsylvania USA
    Posts
    3,335
    Thanks
    777
    Thanked 3,561 Times in 1,546 Posts
    Rep Power
    13

    Default Re: Switched to Square. Dumped PayPal

    It was a couple transactions, one of which proved PayPal's dispute resolution system was a sham, and yet we were paying fees to support it.

    I just received the following notice from PayPal, announcing its changes and additions to its adhesion contract that defines and enforces its relationship with all of us. We have little input in what those terms are. It looks like more seller fees are on the way in the event of a dispute without regard to whether a seller is justified to pay it. Anyone try to negotiate that clause?

    https://www.paypal.com/us/webapps/mp...m_medium=email

    I've noted there is mention of a financial tie-in with our favorite bank for ethics: Wells Fargo.
    Last edited by FredRydr; September 28th, 2020 at 08:34 AM.

  21. #16
    Senior Member Pterodactylus's Avatar
    Join Date
    Nov 2012
    Location
    Austria
    Posts
    2,668
    Thanks
    1,282
    Thanked 2,474 Times in 1,087 Posts
    Rep Power
    10

    Default Re: Switched to Square. Dumped PayPal

    For me the buyer protection of PayPal is also crucial.
    I want my money back if something goes wrong, and I want this guarantee from the Financial Service Provider, dealing with a potentially uncooperative seller or a bank in case of a dispute is at least for me not an option.

    Personally I buy things online almost exclusively with PayPal, seldom with my credit card (only for a handful companies I know).
    The decision for me is easy, I consider a buy if PayPal is offered, otherwise I donˋt buy
    Last edited by Pterodactylus; September 28th, 2020 at 12:28 AM.

  22. The Following User Says Thank You to Pterodactylus For This Useful Post:

    Ole Juul (September 28th, 2020)

  23. #17
    Senior Member FredRydr's Avatar
    Join Date
    Sep 2012
    Location
    Carlisle, Pennsylvania USA
    Posts
    3,335
    Thanks
    777
    Thanked 3,561 Times in 1,546 Posts
    Rep Power
    13

    Default Re: Switched to Square. Dumped PayPal

    As a buyer only, you have no idea how PayPal is now crushing sellers under oppressive rules and procedures. Did you actually read through what they are imposing now (link above)? Sure, it's nice for a buyer to have a transaction that is risk-free, but sellers are faced with transactions that have no end to them and are subject to the whims of buyers's regret. When PayPal's subcontracted Philippine phone bank employee admitted to me that they do not read the sellers' submissions in disputed transactions corroborating my suspicions, and then his manager lost his self-control when I confronted him about it, I knew I was done with them.

    I have customers who know my reputation and trust me personally, and I have no difficulty finding buyers for my pens without PayPal. Besides, I am able to offer more value by not having to increase prices to pay PayPal for services it doesn't even provide.

  24. The Following User Says Thank You to FredRydr For This Useful Post:

    BlkWhiteFilmPix (September 29th, 2020)

  25. #18
    Senior Member BlkWhiteFilmPix's Avatar
    Join Date
    Jun 2014
    Location
    Staying at home
    Posts
    211
    Thanks
    490
    Thanked 305 Times in 140 Posts
    Rep Power
    7

    Default Re: Switched to Square. Dumped PayPal

    Thank you for standing up to PayPal.

    The changes are more "take it or leave it, we're covering our derriere" corporate kaka from PayPal. They know they're the big name in town and the term oppression masterfully defines what PP is doing.

    Before retiring, I used Square to process credit card payments for book sales, was always paid promptly, and never had any issues with them. Square even gave me a $25 credit toward the cost of the mobile card reader. Don't know if they still do that.

    A couple of months ago, I had a question about a PayPal authorization and had to use chat because PP's hold / callback times over the phone were too long. Every chat response started with sentences out of the PP playbook without answering my question.

    If you're a buyer using a credit card to purchase something from a merchant who uses Square to process credit card transactions and have a dispute with that merchant, you have whatever protection your credit card offers for disputed transactions.
    Last edited by BlkWhiteFilmPix; September 29th, 2020 at 11:29 AM.
    Bob

    Giving back with fine art prints.

    Paper cuts through the noise Richard Moross, MOO CEO

    Indiana Jones used a notebook in the map room, not an app.

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •