As more variants of Covid spread around the world, and as more and more it becomes clear that there are no geographical or political barriers to the spread of viral epidemics, and as the numbers show how effectively the new vaxes reduce hospitalizations and death, I wonder if health insurance providers will begin to make separate rates and forms of coverage for the vaxxed and unvaxxed. This is already done for life insurance and auto insurance (all sorts of actuarial factors). I am conflicted over this, seeing merits to both sides, but I also have not much really thought about it. I am on the one hand in favor of universal health care, but on the other I have spent the last two nights in the hospital (family) and witnessed first hand the persons laying on beds in hallways because the hospital is now actually over capacity (not all of it is Covid, but most of it is -- info from nurse). The stress on staff is visible on the faces and in their voices, and material resources are being used up more quickly, etc, etc.
As a society, through some decisions and then likely court cases, we may be asked to make some kind of larger decision about this (I'm speculating, of course).
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